Personal Loan
Up to $75,000 with fixed monthly repayments and no early-settlement penalty.
From 6.99% APR
Apply Now
Loans & Credit
Borrow with Confidence
Competitive rates, transparent terms and decisions in as little as 48 hours — for homes, cars, studies and growing businesses.
Lending Products
Six borrowing options designed around real life milestones.
Business Loan
Working capital and expansion finance up to $2M with flexible drawdown.
From 7.45% APR
Apply NowHome Mortgage
15 and 30-year fixed mortgages with fast pre-approval in 48 hours.
From 5.35% APR
Apply NowAuto Loan
New and used vehicle finance with terms up to 84 months.
From 5.89% APR
Apply NowEducation Loan
Tuition and living cost funding with repayment deferred until graduation.
From 4.75% APR
Apply NowCredit Cards
Rewards, cashback and travel cards with 0% intro APR for 15 months.
From 14.99% APR
Apply NowPlan Your Loan
Estimate repayments and check eligibility instantly.
Loan Calculator
$990
Monthly payment
$9,389
Total interest
$59,389
Total repayable
Eligibility Checker
You are likely eligible
Based on a debt-to-income ratio of 15.8%, you could borrow up to $58,080.
Indicative only. Final decisions are subject to full application and credit assessment.
Interest Rate Table
Representative rates, effective this month.
| Product | Interest Rate (APR) | Term | Maximum Amount | |
|---|---|---|---|---|
| Personal Loan | 6.99% – 14.50% | 1 – 7 years | $75,000 | Apply Now |
| Business Loan | 7.45% – 15.20% | 1 – 10 years | $2,000,000 | Apply Now |
| Home Mortgage | 5.35% – 7.10% | 10 – 30 years | $3,000,000 | Apply Now |
| Auto Loan | 5.89% – 11.40% | 2 – 7 years | $150,000 | Apply Now |
| Education Loan | 4.75% – 9.25% | 5 – 15 years | $200,000 | Apply Now |
| Credit Cards | 14.99% – 24.99% | Revolving | $50,000 | Apply Now |