Services

Premium Banking Services

Twelve complete service lines covering everyday banking, borrowing, and long-term wealth — all under one trusted roof.

Everything You Need in One Bank

Choose a service to see rates, eligibility and how to get started.

Everyday accounts with zero monthly fees, global ATM access and instant notifications.

Accounts, payroll and merchant solutions built for startups through to enterprises.

High-yield savings with competitive APY, no minimum balance and automated goals.

Unlimited transactions, overdraft protection and same-day domestic settlement.

Guaranteed returns with flexible 3-month to 10-year terms and FDIC insurance.

Send money to 180+ countries with transparent FX rates and same-day delivery.

Full account control in the browser: payments, statements and secure messaging.

Biometric login, mobile check deposit and card freeze from anywhere in seconds.

Premium rewards, cashback and travel cards with zero foreign transaction fees.

Low-rate home financing with fast pre-approval and first-time buyer programs.

Bespoke strategies for high-net-worth clients, including trusts and estate planning.

Dedicated advisors, portfolio reviews and research-backed market insights.

Speak with a Heritage Bank specialist and get a tailored recommendation in under 15 minutes — free, with no obligation.